Cobber Casino is a crypto-friendly online gambling site that provides players with well over 4,500 video slots and thousands of other games including an extensive live dealer suite.

Cobber is part of a sizable network of operations delivering services under the license of Dama N.V. of Curacao. The license is issued by the Master License holder, Antillephone N.V. under the laws of Curacao.

It’s usually very difficult to suss out what is going on behind the scenes with Dama N.V. gaming sites because so many white labels run on the SoftSwiss platform under the Dama license. That’s not the case here - this site is 100% transparent and different from most operations on the platform.

You’re in good company with Cobber Casino

Cobber (which is a casual term for “buddy” and in this case, man’s best friend) is run by the same team that brought you FastPay, InstantPay, and Casino4U. These sites all have impeccable reputations so it’s safe to assume that Cobber will always enjoy the same high level of esteem from players.

Loyal readers who are familiar with our reviews here will know that we provide a critical review process and usually have a bias one way or the other after research and prior writing so the tone of any given review can tell you a lot.

It is exceedingly rare for this reviewer to have such a positive bias toward any operation, especially one operating on the SOFTSWISS platform, especially because of issues like document approval delays, slow customer service, or slow pay. This is the rare exception where we will have to dig deep to find anything negative because it's a real casino with real rules that understands the sacred gambling contract - a bet laid is a bet paid as long as you abide by a few simple rules. But we will dig deep and even if we can't find any negatives we are sure to find something to balance the review because no single gambling site can be perfect for every single player. This one comes close.

We’ll lift a little verbiage from FastPay’s representative when he opened a support thread on LCB.org’s Direct Casino Support (DCS) forum in May of 2019. In a case like this, where every word written has withstood the test of time, I think it’s best to simply let them speak for themselves regarding what players can expect when they sign up at Cobber.

"Fastpay Casino was created in June 2018 by a group of affiliates, who are strongly against the scams and shaving of online casinos: verification and payment delays, traps in terms (like max win 10x bonus, banning after big win, personal withdrawal limits for winning players) - the industry becomes dirtier and unfair to players. Casinos are trying to push the players to lose their winnings back at all costs.

"We believe that we knew what players want and decided to open our casino with “fair play” conception and instant payouts to help our players to avoid scams and to offer the best level of service to gamble online.

"FASTPAY casino operates under [the Dama N.V.] license but is administrated by their own support and management teams. It differs from all that you have ever seen before. Give us a chance to show the level of service, and you will love it."

In nearly 4 years since the site launched, the operators have since added three newer sites. All four sites combined have generated 10 pages of conversation on the DCS forum. We have read each conversation looking for any weakness in the representative’s opening statements and found exactly zero instances of deviance from the initial promise.

What we found were players who had multiple accounts (fraud), used somebody else’s payment vehicle, or played from the same IP address as another player - none of which are allowed under the rules of any casino anywhere without special and specific permission.

We also found two players who thought they got bad returns and one who complained about max bet limits on extremely volatile slots. We’ll look at these briefly after posting another verbatim quote from the representative.

"Do not do these things in Fastpay [Instantpay, Casino4U, or Cobber] casino (such actions will lead to the account closure)":

- Do not use the same device with another player.
- Do not create new accounts to get welcome pack bonuses one more time.
- Do not open new accounts on other details if you have closed the previous one.
- Do not use 3rd party payment methods. (Someone else's card or eWallet, etc.)

That covers 9 out of 10 of the pages. Now we’ll look at “low returns” and max bet limits on highly volatile slots to wrap up 4 years of inquiries across 4 casinos.

Returns: The theoretical return to player percentage (RTP) only becomes the actual RTP in several hundred thousand or millions of spins, depending on the volatility. Regardless of “how it feels” it is virtually impossible to come within anywhere close to the RTP in a few thousand spins. If you do, it is a matter of a rare random occurrence. The higher the volatility, the longer it will take to achieve the mean.

As well, the representative explained to the player that they only use licensed slots and as such the random number generator results occur on the game provider’s server, not at the individual casinos. We have to rate this complaint as invalid. Good luck or bad luck does not determine whether or not a gaming site is good or fair. The maths are the maths.

Max bet limits on highly volatile slots: While the monthly cashout limit is more generous than many gaming sites at €30,000 per month and the operators are certainly well-financed enough to handle all of the max payouts the maths can throw at them in any given month, all responsible operators limit their exposure to whales by one method or another. But that is not the explanation the representative gave the player.

“We restrict max bets on high volatility games to avoid the situation when a player needs years to withdraw winnings via 20 000e monthly limits. We are planning to increase withdrawal limits next month, Together with it we shall increase the betting limits in the specified games or providers.”

As promised...

The next month, withdrawal limits were raised to 30,000e per month.

With that, we’ll take a closer look at the software and games available here along with the general terms and conditions, bonus terms, and value of the introductory offers.

Next, we’ll explore banking and customer service options.

Throughout the course of the review, we should be able to objectively identify even the slightest pitfalls for players to look out for and provide a bulleted list of potential issues.

Finally, we’ll sum it all up with a final word or two including some more personal observations for a subjective conclusion tempered by the objective reality of the gambling experience here. That should give you all you need to make an informed decision to explore the site further in person or bounce away if it's not quite what you are looking for personally.

Alternatively, based on a wide range of self-reported player experiences, our in-depth preliminary research, the site’s status on player advocate boards, and the accessibility of direct support to solve any problem that might arise, we also invite you to skip around the review, go directly to the potential pitfalls and final words, or visit directly from this page.

A dynamic bonus board near the top of this page shows the current welcome offers as well as the basic T & C and going straight from here to there should lock in any exclusive promotions we have negotiated for our loyal readers. The dropdown menus to the right of the text body are also dynamic and will show which payment methods are available for deposits and withdrawals at your location.

So without further introduction let’s break out a virtual microscope and have a closer look!

Software and Games

The site runs on the SOFTSWISS platform and accepts deposits as well as play in fiat currency or a variety of cryptos. The BGaming titles are created by a SoftSwiss subsidiary so they are Provably Fair allowing players to check the hash before and after any bet rather than simply relying on the tested and certified random number generators of any particular licensed game provider.

The pages are coded and delivered in HTML5 which allows instant and secure play on any web browser with a connection to the internet. The game packages, including bonus features, are extremely lean and load quickly. BGaming titles literally explode onto your game screen thanks to an innovative algorithm that cuts load time in half by super-compressing non-critical visual elements without any noticeable loss in visual quality.

HTML5 also allows the platform to perform background tasks such as geolocation services. If a player tries to visit from a restricted jurisdiction such as the United States they simply won’t be able to access the pages. If games from certain developers are not allowed for players in your jurisdiction, they most likely won’t appear in the menu.

This is usually due to licensing restrictions such as when a regulator or monopoly makes a deal with a provider to deliver state-accredited games to the state-run casino(s) and the agreement excludes providing games to offshore operators. It can also be down to direct licensing deals such as when a provider is licensed in a jurisdiction that only allows licensees to deliver games to white-listed, robustly regulated regions.

Regardless, if you don’t see the missing games you will hardly miss them unless you live in a place that simply doesn’t allow things like autoplay or especially bonus buy slots or in a highly restricted area where the government or monopoly has deals with all live dealer providers offered on the platform.

The only way to know for sure is to visit without using a VPN or other masking tech and see if the games appear for you. The point of the operator taking advantage of advanced software capabilities is to provide players anywhere in the world with a seamless experience. What you see is what you get!

Navigating thousands of games

The SOFTSWISS Game Aggregator is what feeds all the games to this gambling venue. Depending on your location you could see as many as 7,000 individual games by up to 80 developers and providers. Most players will find well over 4,000 slots alone.

You might ask yourself…

How do I find what I want or find my way back?

The SoftSwiss platform provides an intuitive user interface to find anything you want in the massive database of instant-play gambling games. The site is segmented into several top categories, some with specific subsections. All Games, Slots, Table Games, New Games, Jackpot Games, Buy Feature, HighRoll, and Crypto Games.

You can also choose a favorite provider like Big Time Gaming, NetEnt, Playtech, or any other. Simply click on the Kalamba logo to see great games like Sky Hunters, WildCraft, or Age of Dragons. Select Swintt to see choices like Spin City, Heart of Earth, and Book of Dino Unlimited.

Unfortunately, with such a huge library of games, it isn’t possible to sort and filter much further - not every possible option is available. However, the game categories are segmented enough that finding any type of game is simple, fast, and efficient. If you know the title or at least one of the words in a game title you can also use the text search.

Jackpots and Buy Feature games

When you enter a mixed category like Jackpot Games or Buy Feature you can see who the game provider is by hovering over the game icon to reveal Bsg (Betsoft Gaming) Playson, Realistic, Yggdrasil, Thunderkick, etc.

Some of the jackpot games list the running progressive total over the game icon in the jackpot lobby and other jackpots will be shown once you enter the game or provide a stake amount. Many of the jackpot games are available in Demo mode so you can study the paytables and get a feel for the game before you risk your own money. The range of jackpot values is wide with four-digit prizes falling daily and others building into life-changing volumes.

It’s not as complicated for a developer to add “Buy Feature” to a game as it is to bolt on a Megaways module, so to speak, so visitors will find a lot more feature-buy games here than they will find Megaways. While you won’t find a section devoted exclusively to Megaways slots you can type into the search bar to find less than a dozen titles and all but one of them appears in the lengthy list of Buy Feature games.

With the relative ease of implementation comes not only a greater volume of individual games with Buy Feature enabled but also a greater variety of providers.

Note: While we don’t find a term that specifically and clearly prohibits Feature Buys when using a bonus it could be included in the following: “...[max bet] This restriction applies to the entire game round, as well as to doublings after the game round is completed".

Most prohibited games are restricted by the software as are most bets that would exceed limits. We haven’t tried to play Feature Buy with bonus funds but assume it is either forbidden or software-restricted whether that is a sensible restriction or not.

Bonus Wagering and Crypto Games

You’ll find two more important categories on the main menu and while there is overlap between the two there is an important self-descriptive distinction. You can’t go wrong by sticking to the Bonus Wagering section when you have bonus funds in your account. You can find games in any other section but you won’t be able to play them unless they are bonus-eligible so this is a very convenient courtesy provided by the software platform.

That brings us to…

Bonuses and Promotions

One thing to note here is that the wagering requirement is almost always just on the bonus amount and not a combination of bonus and deposit. This makes 60xb wagering on a 100% match bonus equal to 30xd+b on deposit plus bonus so it is a “beatable” bonus with a bit of luck because all bets, bonus and cash, count toward the wagering requirements - there are no “iffy” or murky terms here.

There is also no max cashout here when you win with a bonus. However, you would be on your own to manage the funds month to month if you won more than $30,000 as that is the most you will be able to cash out month to month. Fortunately or not, you won’t be able to play progressive jackpot games with a bonus - the best news is that all progressives are paid in full outside of the terms so a progressive jackpot won on a straight bet gets paid out in a lump sum.

Bonus Note: Players won’t be able to place bets with bonus money while playing the following games: all jackpot games, all casual games, all lotteries, all video poker games, all live games and table games from all providers; all Infingame, Push Gaming, Red Tiger Gaming and Relax slots.

Bonus Terms:

• Max bet with bonus - 5 EUR, 5 USD, 8 CAD, etc.
• Basic Wagering - 60 times the bonus amount
• Max cashout from deposit bonus - No limit
• Restricted games - Software restricts disallowed games. Bonus Wagering category provided
• Restricted countries - Sweden and Russia not eligible for bonuses, VIP, or Comps
• Restricted regions - Players in Ontario, Canada are not eligible for the welcome bonus
• Restricted Welcome Bonus - Players in Finland are not offered any first deposit incentives
• Bonus duration - You should complete the bonus within 2 days

The games in the Bonus Wagering section are plentiful and highly inclusive of nearly every possible maths model except extreme high volatility and (some) extreme low volatility for reasons obvious to bonus “pros”. It would not be easy or even possible to find highly volatile games, bet big in hopes of a large win, and then switch to low volatility games to grind out the rollover requirements.

The bonuses here are designed for entertainment, extended play time, and the possibility of striking it lucky once in a while for a big cashout. Like all bonus schemes, the operators here have to protect themselves from exploitation and limit their exposure. They do that by limiting the types of games that can be played with a bonus (slots), the particular games (not all slots), placing a max bet limit on each spin, and requiring that the bonus funds are rolled over 60x - removing most participants from the possibility of cashing out.

The calculus for the player is simple…

Am I willing to bust out most bonuses in the hope that when I clear the wagering requirements on one I will have a sizable balance to cash out in exchange for extended playtime and more chances (spins), and am I willing to encumber my funds for those spins?

Players will get lucky now and then and beat the bonus and some will have large cashouts, but it should be noted that even with the clear and fair terms here, most players could be better off depositing half as often but twice as much and playing with no limits. You can give yourself a “100% match bonus” with no wagering requirements, no game restrictions, and no max bet limitations, and still have no max cashout restrictions with that thought experiment. To each their own, of course.

Weekly cashback
Get 20% of your losses back each Saturday. The wagering requirement depends on your tier level with 10 steps up the ladder and wagering requirements ranging from 10x to 60x.

Banking and Customer Service

The accepted currencies are found in a dropdown list on the right but most fiat money is accepted as well as a wide variety of cryptocurrencies like Bitcoin, Ethereum, Litecoin, and even Doge among others.

Deposit methods vary by country but include all of the usual, comfortable, and familiar methods. We currently count 28 different ways to get your money in and 22 ways to retrieve your winnings. Twenty methods, including each individual crypto, will work for both deposits and withdrawals.

Players in Ontario might experience anomalies such as banking services like iDebit, NETELLER, Piastrix, Siru Mobile, Skrill, and STICPAY not being available as the government tries to funnel their money to the local liberalized but regulated online market.

• Minimum deposit - €10
• Minimum withdrawal - €10 (€200 (Bank Wire)
• Minimum deposit for bonus - €20
• Maximum withdrawal - €3,000 per day and €30,000 per Month
• Players can request fee-free withdrawals twice per day (24 hours) and any additional cashouts that day will incur a 10% fee
• All deposits must be wagered at least 3x on slots or 10x on table games or a 10% fee may be applied

12.13: Withdrawal to e-wallets takes 0-15 minutes; credit, debit cards, or bank transfers take 1-5 banking days. In some cases, processing a withdrawal request may take up to 12 hours.

Customer care

Live chat is online 24/7 but there is no telephone support. Emails are attended to quickly but most urgent conversations should begin with live chat as representatives often do have the ability to solve problems for you.

The FAQ section is one of the best-written and most comprehensive compilations of the pertinent information we have seen. It’s all in plain talk and points out a lot of details like suggesting you contact customer service if you are playing in another country so they don’t think you used a VPN to play restricted games.

Another helpful entry is:

Q: Does Cobber Casino have an application?

A: Our site has a progressive web app that is available for Android or for any operating system on the desktop. You can download it on your home screen by clicking on the button "Install PWA" at the top menu.
For iOS users, our site is also fully customized and mobile-friendly!

Progressive web apps (PWAs) are not native apps and do not run from your hard drive. This app would install on your browser so it’s unclear why it wouldn’t work on Safari as well as Chrome. To install on iOS or iPadOS, I’d suggest loading the casino site, choosing the Share up arrow at the bottom of the screen, and selecting “Add to Home Screen” if the “Download App” down arrow doesn’t appear on the top of your Safari browser screen.

Pitfalls

• No automatic Saturday Cashback if you have an active bonus
• Must zero out all bonus funds (€0.05 or below) to clear a busted bonus
• No phone support
• Weaker licensing jurisdiction (Curacao)
• “God clauses” (Many actions at the casino’s sole discretion)

The Final Word

Cobber Casino is a present-day super site with thousands of real money gambling games. The operational team is experienced, competent, and fair. However, don’t expect any mercy if you share a device, IP address, or financial instrument with another person. The zero-tolerance policy in that respect frees up staff to take care of real players’ issues if they ever arise.

I like the game selection, multiple deposit options, and lightning-quick payouts. And while Saturday Cashback does have a max cashout applied (€250 - €10,000 depending on VIP status) it’s a fairly generous threshold.

All but entry-level players will receive Sunday No Deposit Free spins, but the cashout limit on those is a bit less.

I don’t like the fact you have to clear your account to less than €0.05 and have no active bonus to get the weekly cashback and you only have 72 hours to meet wagering and cash it out, but it’s not a deal breaker for me by any means.

I’m not personally concerned with the fact the license is in Curacao as my decision to play here would be based 100% on the games, the terms, the offers, and the operator’s reputation for fair play - it meets all of those criteria for me.

I don’t like the God Clauses...

• The casino reserves the right to refuse to offer its services and to close a player’s account at its sole discretion
• The casino reserves the right to refuse any transaction requested by a player at any time at its sole discretion
• The casino reserves the right to exclude any player from the Loyalty program

But that just seems to be the way it is out there these days. While they have limited their exposure tremendously with a rigid and fair set of rules, there’s no telling when a bonus exploiter or other customer might figure out how to pull a fast one over on them, so these clauses are understandable - ONLY in light of the fact they have never been used and are most likely never going to be.

That said, to me, Cobber is just about anything anyone could ask for in an online gambling venue. The fact that bonus winnings are not capped mitigates any dissonance I might feel about having a restricted set of games to play while using a bonus, so I will probably accept bonuses now and then.

Unless a bonus offer is simply crushable, I prefer to rely on tricking myself into thinking I get a 100% rules-free bonus every other time I deposit by either depositing twice as much or by cutting my bets in half. If I fancy a hand or three of blackjack, I don’t have to check anything but my balance and if I want to trade some RTP for a shot at a life-changing progressive win whenever the mood strikes me, I can do that too.

Your mileage may vary and to each their own, but that might be something you would want to consider if you often find yourself with a decent bankroll at some point in most sessions yet find it difficult to get to the end of wagering with much left to cash out.