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Mastercard is a cashless financial processor with corporate headquarters in Purchase, New York, the U.S. The company, originally called Interbank and then Master Charge was created by a consortium of banks in 1966 in order to compete with BankAmericard, now known as Visa. 

Before listing on the NYSE in 2006, Mastercard Worldwide (NYSE: MA) was owned by more than 25,000 banks and other financial institutions that issued the branded cards.

The Interbank Card Association (ICA) went multinational in 1968 when the cooperative formed an alliance with Eurocard, giving them access to the European marketplace. The UK's Access card system joined the alliance in 1972 and that brand was retired in 1997.

Other significant milestones in the company's history include the 2014 acquisition of Australia's Pinpoint as well as teaming up with Apple the same year to create a mobile wallet in Apple's iPhones. In 2018, the company patented technology for blockchain (Bitcoin, etc.) payments on credit cards, but did not immediately enter into allowing blockchain payments or other cryptocurrency transactions. 

The company provides credit cards, debit cards, prepaid cards, and commercial card products. Mastercard is favored by many consumers for internet purchases including the funding of personal online casino accounts.

The company uses complicated and proprietary analytics including artificial intelligence to combat fraud.

Mastercard uses the 3D-Secure technical standard they call Mastercard SecureCode to protect consumers' credit cards from unauthorized use when making online purchases or casino deposits. After a single registration, a personal code is issued that must be entered each time an online transaction takes place.

How Mastercard Credit Cards Work

In a nutshell, there are actually five parties involved in any Mastercard online transaction:

  • The cardholder - Enters their name, 16 digit card number, expiry date etc
  • The Merchant - Or online casino 
  • PayFast - Mastercards "gateway" submits the data to the acquiring bank they use to fund your purchase
  • Acquiring bank - Authorizes the transaction
  • Issuing bank - The financial institution that issued your branded card send s a response or failure

At least four additional steps are added to the instantaneous payment process to authentic the cardholder and to authorize the card issuer without delaying a purchase by more than a few seconds.

At the end of your billing cycle, an invoice is created and a new credit card bill is sent. Consumers can pay it right away or let it accrue interest by making smaller monthly payments later.

How Mastercard Debit Cards Work

Mastercard debit and prepaid account cards work the same way as credit cards as far as the processing and security protocols are concerned. The difference is that rather than accessing a financial institution that has agreed to issue you a certain amount of credit, the funds come directly from your cash balance. In this way, you can never spend more money than you have budgeted or available.

Mastercard Conclusion

Mastercard is one of the most widely accepted forms of payment processing worldwide, including at online casinos. Some players who use a credit card prefer to purchase a one-time virtual card to make a deposit, especially when dealing with a new operator they are unfamiliar with. This makes it impossible for the processor to inadvertently "double charge" a transaction. This can sometimes happen in unregulated (restricted) jurisdictions when the gateway makes more than one attempt to process the payment discretely.

Some consumers prefer not to have a casino brand name on their credit card or bank statements, and players in certain regions aren't allowed to. When that's the case, other payment methods can be funded with Mastercard, leaving less of a trace for any prying eyes to see.

Some, but not all deposit methods can also be used to withdraw your casino winnings. It depends on your location and the credit or debit card issuer's current policies. If you plan to deposit and withdraw using a Mastercard product be sure to check with your casino cashier section for available withdrawal methods in your region.

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Online casinos accepting Master Card as a payment method

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lcb Scorpio1986 Scorpio1986
LCB User
Posted 6 days ago
mastercard is my third choice to use in casinos but still smooth and reliable i like it for deposit and withdrawal is my go to is the best and reliable which I always like to use for deposits and withdrawals, I have never had any problems there, everything has gone smoothly used it in all casinos best so far

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lcb Oliver Arro Oliver Arro
LCB User
Posted on February 14th, 2025
Mastercard is same like Skrill super fast no fees but not so private, but sending money back to account is slow and often get cancelled.They use Mastercard Send, which powers near real-time payments* to consumers, gig workers and small businesses wherever they interact. Gig platforms, online marketplaces and fintechs can scale their businesses quickly and effectively by providing near real-time payment solutions. put it seems to be one way movement.

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lcb notorious_rocky17 notorious_rocky17
LCB User
Posted on February 14th, 2025
I've always had too many issues when it came to depositing with my credit card. For one the international fees kill me, but in reality I think the biggest issue is just. I don't like to send my card information when I need to do my kyc. I just don't trust giving it out

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lcb kirsten andersen kirsten andersen
LCB User
Posted on February 6th, 2025
I try to avoid using Visa for deposits because it’s always a hassle. The fees are too high, and there’s almost always some kind of issue—whether it’s the bank blocking the transaction or the casino requiring a higher minimum deposit than I’d like. It’s frustrating when I just want to play, but I have to jump through hoops to get my deposit through. Crypto and e-wallets are way easier, and I’d rather use those than deal with Visa’s headaches.

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lcb Tega Tega
LCB User
Posted on January 28th, 2025
I doubt if this works from my country. Other payment options often have country restrictions and unfortunately my country is on most restricted lists. So I will try the MasterCard payment option and see if it works. Other than that I don't think its wise to give out my card details on internet sites. Or maybe I will look into other payment options and see if it will work and its safer.

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lcb katherine chenard beland katherine chenard beland
LCB User
Posted on January 18th, 2025
The Mastercard credit is the good way for depositing your $$. It's a very easy and safe way!

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lcb Thanyajaco Thanyajaco
LCB User
Posted on January 10th, 2025
why would anyone use their credit card aside from building their credit? unless you somehow know ur gonna win, and or ur just boosting your credit and do have money, then don’t do it!

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lcb Gladwin6 Gladwin6
LCB User
Posted on January 10th, 2025
i trust this way of sending and receiving money online especially when i am playing online casino. The waiting period to receiving money is small copaired to other ways of receiving money. Mastercard also give more benefits for people like me. Who can not afford much these day.It is my go to way of buy things online and playing games online and i would tell people to use it over the other methods.

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