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Mastercard is a cashless financial processor with corporate headquarters in Purchase, New York, the U.S. The company, originally called Interbank and then Master Charge was created by a consortium of banks in 1966 in order to compete with BankAmericard, now known as Visa. 

Before listing on the NYSE in 2006, Mastercard Worldwide (NYSE: MA) was owned by more than 25,000 banks and other financial institutions that issued the branded cards.

The Interbank Card Association (ICA) went multinational in 1968 when the cooperative formed an alliance with Eurocard, giving them access to the European marketplace. The UK's Access card system joined the alliance in 1972 and that brand was retired in 1997.

Other significant milestones in the company's history include the 2014 acquisition of Australia's Pinpoint as well as teaming up with Apple the same year to create a mobile wallet in Apple's iPhones. In 2018, the company patented technology for blockchain (Bitcoin, etc.) payments on credit cards, but did not immediately enter into allowing blockchain payments or other cryptocurrency transactions. 

The company provides credit cards, debit cards, prepaid cards, and commercial card products. Mastercard is favored by many consumers for internet purchases including the funding of personal online casino accounts.

The company uses complicated and proprietary analytics including artificial intelligence to combat fraud.

Mastercard uses the 3D-Secure technical standard they call Mastercard SecureCode to protect consumers' credit cards from unauthorized use when making online purchases or casino deposits. After a single registration, a personal code is issued that must be entered each time an online transaction takes place.

How Mastercard Credit Cards Work

In a nutshell, there are actually five parties involved in any Mastercard online transaction:

  • The cardholder - Enters their name, 16 digit card number, expiry date etc
  • The Merchant - Or online casino 
  • PayFast - Mastercards "gateway" submits the data to the acquiring bank they use to fund your purchase
  • Acquiring bank - Authorizes the transaction
  • Issuing bank - The financial institution that issued your branded card send s a response or failure

At least four additional steps are added to the instantaneous payment process to authentic the cardholder and to authorize the card issuer without delaying a purchase by more than a few seconds.

At the end of your billing cycle, an invoice is created and a new credit card bill is sent. Consumers can pay it right away or let it accrue interest by making smaller monthly payments later.

How Mastercard Debit Cards Work

Mastercard debit and prepaid account cards work the same way as credit cards as far as the processing and security protocols are concerned. The difference is that rather than accessing a financial institution that has agreed to issue you a certain amount of credit, the funds come directly from your cash balance. In this way, you can never spend more money than you have budgeted or available.

Mastercard Conclusion

Mastercard is one of the most widely accepted forms of payment processing worldwide, including at online casinos. Some players who use a credit card prefer to purchase a one-time virtual card to make a deposit, especially when dealing with a new operator they are unfamiliar with. This makes it impossible for the processor to inadvertently "double charge" a transaction. This can sometimes happen in unregulated (restricted) jurisdictions when the gateway makes more than one attempt to process the payment discretely.

Some consumers prefer not to have a casino brand name on their credit card or bank statements, and players in certain regions aren't allowed to. When that's the case, other payment methods can be funded with Mastercard, leaving less of a trace for any prying eyes to see.

Some, but not all deposit methods can also be used to withdraw your casino winnings. It depends on your location and the credit or debit card issuer's current policies. If you plan to deposit and withdraw using a Mastercard product be sure to check with your casino cashier section for available withdrawal methods in your region.

 

Online casinos accepting Master Card as a payment method

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User reviews marked with this logo are syndicated from LCB.org
lcb manillathrilla manillathrilla
LCB User
Posted 1 day ago
Wouldn't recommend card, it can lead to increased debt and is not the same as taking cash out of the bank. Although it works and is usually secure, there are better methods for banking in my opinion and most of them are actually pretty simple.

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lcb Omar Badawi Omar Badawi
LCB User
Posted 5 days ago
Mastercard is great. Their card network is supported as many different casinos although I do find that it’s a lot easier to use in track in Canada that it is to use Mastercard so I find myself using a lot less than just using a e-transfers.

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lcb Pcn3232 Pcn3232
LCB User
Posted 6 days ago
Mastercard is a great way to deposit and if you have a gambling problem, it helps you with that. It has an app too that allows you to manage your money on there.

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lcb Miguel33 Miguel33
LCB User
Posted 6 days ago
Master card is an excellent way to deposit you can also use a virtual card so that your information is safe and guarded from scams. Its also a great way to limit one self. The bad thing is that the minimum deposit is 25 dollars

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lcb Mjwashofer Mjwashofer
LCB User
Posted on November 29th, 2025
Mastercard protects your data and offers various ways to prevent online fraud. Furthermore, Mastercard is accepted at most casinos, and you probably already have one. Additionally, you can conveniently manage your finances anytime via the app, giving you peace of mind at all times.

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lcb Brittney Wolfe Brittney Wolfe
LCB User
Posted on October 14th, 2025
I find that when I have a prepaid Mastercard this is how I prefer to use them. I love that sites offer this as an option to deposit. However I have never tried withdrawing via this method. I would only use this method to deposit.

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lcb Trillzzzofskillzzz Trillzzzofskillzzz
LCB User
Posted on September 11th, 2025
Just like Visa Credit Card payments. I don’t have any desire to use Mastercard Credit Cards for anything as far as funding my online accounts. The casinos actually decrease the percentage of the deposit bonuses whenever a credit card is used to fund an account. It also costs more in the long term due to the amount of interest charged by the credit card company. Not worth it in my opinion unless I’m unbelievably desperate I suppose.

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lcb Миколаdff8 Миколаdff8
LCB User
Posted on August 31st, 2025
I really like the payment system, I consider it the most convenient for myself. There were no interruptions with payment, transfers or replenishment of the account. I am especially pleased with their various bonuses and discounts, I don't know why, but I prefer them over Visa

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