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Mastercard is a cashless financial processor with corporate headquarters in Purchase, New York, the U.S. The company, originally called Interbank and then Master Charge was created by a consortium of banks in 1966 in order to compete with BankAmericard, now known as Visa. 

Before listing on the NYSE in 2006, Mastercard Worldwide (NYSE: MA) was owned by more than 25,000 banks and other financial institutions that issued the branded cards.

The Interbank Card Association (ICA) went multinational in 1968 when the cooperative formed an alliance with Eurocard, giving them access to the European marketplace. The UK's Access card system joined the alliance in 1972 and that brand was retired in 1997.

Other significant milestones in the company's history include the 2014 acquisition of Australia's Pinpoint as well as teaming up with Apple the same year to create a mobile wallet in Apple's iPhones. In 2018, the company patented technology for blockchain (Bitcoin, etc.) payments on credit cards, but did not immediately enter into allowing blockchain payments or other cryptocurrency transactions. 

The company provides credit cards, debit cards, prepaid cards, and commercial card products. Mastercard is favored by many consumers for internet purchases including the funding of personal online casino accounts.

The company uses complicated and proprietary analytics including artificial intelligence to combat fraud.

Mastercard uses the 3D-Secure technical standard they call Mastercard SecureCode to protect consumers' credit cards from unauthorized use when making online purchases or casino deposits. After a single registration, a personal code is issued that must be entered each time an online transaction takes place.

How Mastercard Credit Cards Work

In a nutshell, there are actually five parties involved in any Mastercard online transaction:

  • The cardholder - Enters their name, 16 digit card number, expiry date etc
  • The Merchant - Or online casino 
  • PayFast - Mastercards "gateway" submits the data to the acquiring bank they use to fund your purchase
  • Acquiring bank - Authorizes the transaction
  • Issuing bank - The financial institution that issued your branded card send s a response or failure

At least four additional steps are added to the instantaneous payment process to authentic the cardholder and to authorize the card issuer without delaying a purchase by more than a few seconds.

At the end of your billing cycle, an invoice is created and a new credit card bill is sent. Consumers can pay it right away or let it accrue interest by making smaller monthly payments later.

How Mastercard Debit Cards Work

Mastercard debit and prepaid account cards work the same way as credit cards as far as the processing and security protocols are concerned. The difference is that rather than accessing a financial institution that has agreed to issue you a certain amount of credit, the funds come directly from your cash balance. In this way, you can never spend more money than you have budgeted or available.

Mastercard Conclusion

Mastercard is one of the most widely accepted forms of payment processing worldwide, including at online casinos. Some players who use a credit card prefer to purchase a one-time virtual card to make a deposit, especially when dealing with a new operator they are unfamiliar with. This makes it impossible for the processor to inadvertently "double charge" a transaction. This can sometimes happen in unregulated (restricted) jurisdictions when the gateway makes more than one attempt to process the payment discretely.

Some consumers prefer not to have a casino brand name on their credit card or bank statements, and players in certain regions aren't allowed to. When that's the case, other payment methods can be funded with Mastercard, leaving less of a trace for any prying eyes to see.

Some, but not all deposit methods can also be used to withdraw your casino winnings. It depends on your location and the credit or debit card issuer's current policies. If you plan to deposit and withdraw using a Mastercard product be sure to check with your casino cashier section for available withdrawal methods in your region.

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User reviews marked with this logo are syndicated from LCB.org
lcb Миколаdff8 Миколаdff8
LCB User
Posted 5 days ago
I really like the payment system, I consider it the most convenient for myself. There were no interruptions with payment, transfers or replenishment of the account. I am especially pleased with their various bonuses and discounts, I don't know why, but I prefer them over Visa

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lcb Cameron Aristero Cameron Aristero
LCB User
Posted 6 days ago
MasterCard Credit has always been one of the most convenient options for deposits at online casinos. Transactions are usually fast, secure, and widely accepted. The only downside is that some sites don’t allow withdrawals back to the card, which can be frustrating. Still, it’s reliable and trusted worldwide, so it’s definitely a top choice for players who want a simple, straightforward way to fund their accounts.

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lcb Chris K Chris K
LCB User
Posted on August 25th, 2025
Credit card companies, Mastercard among them, like to take an anti gambling stance and say they do their part to curb it. Meanwhile, they are aware of all the charges coming out of China with downright bizarre company names on the statements. They turn a blind eye and allow these charges because ultimately it results in a better debt position for them to hold.

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lcb Kaleb Smith Kaleb Smith
LCB User
Posted on August 16th, 2025
Dislike mastercard, some sites dont use them and it causes a headache more times than not if you want me to be honest…. Especialy with bank of america and paypal

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lcb Ryan McCart Ryan McCart
LCB User
Posted on July 28th, 2025
The idea of gambling on credit is really dangerous and I don’t think you should be risking to potentially go into debt just to be able to sustain your gambling addiction I mean if that’s the point you’re at you might as well admit you’ve got a problem but hey what do I know? Lol but seriously don’t gamble on credit yall trippin fr.

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lcb wancho wancho
LCB User
Posted on July 26th, 2025
for creditcard payments they are master, great service and clear contitions never had a twitch or problem

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lcb Tabitha Hamlin Tabitha Hamlin
LCB User
Posted on July 19th, 2025
I don't like how the minimum is higher and plus lost casinos require a lot more personal information

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lcb Ali Jensen Ali Jensen
LCB User
Posted on July 18th, 2025
One of my most used forms for depositing. Choose Mastercard for casino deposits – it's fast, secure, widely accepted, and perfect for instant play without delays. I just like it.

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