ACH eCheck Online Casinos

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Introduction

Given the number of US players joining online casinos, operators catering to them go above and beyond to provide them with the best choice of payment methods to use, ACH eCheck being one of the most popular options. This is a type of eCheck that is processed with the aid of the ACH payment processing system, so you can see it separately, as ACH and as eCheck only. However, while ACH can function without eChecks, eChecks cannot without the help of the processing system. We'll go into details shortly, but for now, you should know that this payment solution is offered across many online casinos targeting US players, so it will do no harm to know more about it, in case you wish to use it the next time you join a casino. What is ACH eCheck and why decide to use it across US online casinos for secure and convenient deposits and withdrawals?

About ACH eCheck

One of the first things you should know about ACH eCheck is that this is a bank-related payment solution, meaning that it is incredibly safe and convenient to use. Now, before we tell you exactly what it does, we should talk about its name, as you might find it confusing, since across many online casinos, you’ll find ACH and eCheck as two separate payment methods. ACH is the acronym for Automated Clearing House, while eCheck, as you’d assume, is an electronic version of a paper check. The ACH is a processing system that verifies and eventually clears electronic checks to be later on processed by the bank in the most secure way.

And while eChecks have one function only, ACH can perform services other than just processing electronic checks; it can complete other types of transactions that run through the ACH network, between banks. The important thing to remember is that eChecks cannot function without this network, and cannot be cleared without it in the US. ACH is a US payment processing system, therefore, wherever you see ACH eCheck, you should know that it is a payment method intended for US players to use, and no one else. eChecks do exist in other countries but are processed by other networks, so ACH eCheck is unique to US electronic checks.

Now we can elaborate on what the solution does. So, in order to use it, you have to have a bank account, of course. ACH is the facilitator that ensures the amount of money you’ve requested on an eCheck is securely sent by your bank to the recipient, meaning to their bank account. It helps the two respective banks communicate and speeds up the eCheck processing by examining it and verifying it. That’s why while with most eChecks, the recipient gets the money in a week or later, with this solution, the money arrives in 3 to 5 business days.

However, as shortened the delivery time is, it is still fast enough for players to choose it for deposits; they rather choose it for withdrawals. No player is willing to wait up to 5 days for the money to get to their casino balance and start playing, but they are more than willing to wait for the same amount of time for their winnings to arrive safely in their bank account. That's one of the reasons why the solution is one of the USA’s best methods when it comes to withdrawals and the most popular withdrawal method among US players. Continue reading to find out how to get started with it.

How to Start Using ACH eCheck?

There’s a lot happening in the background when you request a transaction via ACH eCheck, which we’ll take you through, but you should not be bothered with that process. All you have to do is make sure you have an active bank account, and with that, half of the job is done for you.

Now, assuming you do have a bank account, to use it, you must be a US citizen, too, of course, considering the ACH is a US network. As long as you are, you should know that you won’t need to go through any registrations to start using the solution. All you have to do is find it listed at your casino, select it, and then insert the required banking details for your and the recipient's bank account. That is, enter the respective routing numbers, account numbers, and the amount of money that you'd like to send to the recipient via an electronic check. Confirm the request and with your confirmation, the background process will be set in motion.

In short, what happens with the eCheck is that it is first received by a third-party financial institution that forms part of the process, like Authorize.net. This institution will make sure the check is checked out, made compact, and ready for the network to receive it. ACH will take over, review the info on it once again, clear it, and charge it. With that, the network will guarantee your bank that the info on the check is legit, and your bank will get the green light to make sure the funds you requested are sent safely to the recipient's bank account.

And that would be it. We mentioned that you should not worry much about the background process, and make sure you give the correct banking details and have enough money to send for the transaction to succeed. As long as you do, you will experience no issues with it. Now, even though the solution is preferred for withdrawals, let's check both the depositing and withdrawing procedures with it so that you get how easy it is to use across the many US casinos that offer it. 

Depositing and Withdrawing with the Solution

You will certainly find a decent number of US casinos that you can check out that offer ACH eCheck as a payment option. Not hundreds of them maybe, but still, enough to have a decent choice of sites to explore. Tropicana Casino NJ is certainly one, but check out other options listed and reviewed here at WCD, and you’ll surely find your winner fast.

After you decide on the casino to play at, register an account with it. You’ll need to provide some basic personal details and then select the US dollar as your default currency. From here, to make your first deposit with ACH eCheck, do the following:

1. Log into your registered player account and find the Cashier/Payment Methods page.
2. Look for a Deposits section and locate ACH eCheck’s logo.
3. After you press the logo, wait for a pop-up to appear, where you need to enter the banking info, as explained earlier.
4. Set out the amount you wish to deposit and confirm the request.
5. Wait for the background process to finish and you’ll see the funds arriving on your balance in a few days.

While waiting for a few days for their funds to arrive usually does not work for US players and they'd want to start playing instantly, the solution is not a player-favorite for deposits. But it certainly is for withdrawals. In fact, it is one of the top choices for US players for cashouts, since with it, they know their winnings will arrive safely to their bank account, no matter how long it would take them to arrive.

So, to use it for withdrawals, select its logo in the Withdrawals section, and enter the needed banking details, as prompted. Enter the amount of money you’d like to cash out and wait for the operator to take over. The operator will check whether the request is legit and you have enough to withdraw, and in no time, will approve your request. All you need to do is sit back and relax knowing that your winnings will get to your bank account in a few days, safely.

Coverage and Restrictions

We already established that you must be a US citizen in order to use the solution. Even though eChecks exist in other countries, the ACH network only runs in the US, so you can only select and use ACH eCheck at an online casino if you’re a US player.

If you’re a player from a different country, make sure you do your little research to discover how electronic checks are processed in your country, and correspondingly, use the payment processing network that runs in your country to use eChecks for your deposits and withdrawals.

Fees and Additional Charges

Given the complex background process and the institutions involved, as you’d expect, fees apply when using the solution.

Each transaction will be subject to a fee, but usually, this fee is only 0.75% of the entire amount transacted, so you will barely notice it. No extra fees will be charged, though, neither on your bank's part nor on your casino's part.

Accepted Currencies

The US dollar is the default currency you can use when transacting with the solution. Since it is a US-only solution, you probably won't need to use a different currency anyway.

This, however, you should consider as a perk, given the fact that as a US player, you’ll probably join a casino that supports US dollars and play without paying any exchange fees that are charged for transactions in foreign currencies. 

Customer Support

In case you need help with something when transacting with ACH eCheck, you can contact your bank to explain the steps you need to take to fill out an eCheck.

However, if you’re having trouble with the procedure for depositing/withdrawing at an online casino, make sure you get in touch with the casino’s Support team. They’ll guide you through the steps in detail, so you won’t make a mistake and have successful transactions.

Conclusion

ACH eCheck is certainly one of the safest and most convenient payment methods to use for withdrawals across US casinos. If you don't mind waiting, you can even use it for deposits, as US casinos usually offer it for both. So, make sure you learn the steps you need to take to start using it and give it a try the first chance you get.

FAQs

Can I visit some websites to learn more about ACH eCheck?

No, actually, there isn’t. This is a service offered by your bank in collaboration with several financial institutions, so you can find some info on it on your bank’s official website, or by visiting the bank in person.

Will I be able to cancel a transaction I made with ACH eCheck?

As you'd assume, no. Once the transaction is set in motion, meaning once the background process starts, the transaction cannot be canceled. But you can always get in touch with a bank representative to check whether, in communication with the recipient's bank, they can cancel the process for you.

Is it possible to transact with the solution in foreign currencies?

If your bank account is in a foreign currency and not the US dollar, you can transact in foreign currencies, but if the casino you’ve joined only accepts US dollars, the transaction will be subject to conversion fees.

How many online casinos approximately offer ACH eCheck for withdrawals?

We cannot give you an exact number of casinos that offer it, but you can rest assured that you’ll have a decent number of sites to check out before you join the one that would work best for you. Some are even reviewed here at WCD, so make sure you check them out.

Is the solution offered for both deposits and withdrawals by default at a casino where I can see its logo?

No, not really. In most cases, due to the long waiting times, it is only offered for withdrawals, as rarely do players choose it for deposits. But, to be certain, check both the Deposits and the Withdrawals section when at the casino’s Cashier/Payment Methods page, and if you see its logo in both sections, you can rest assured that it is, indeed, an option for both deposits and withdrawals.