iPay has been a fairly straightforward option for handling basic digital payments when I needed something simple and easy to set up. I’ve used it mainly for online transactions and small transfers, and most payments went through without major problems. The interface is clean enough and doesn’t feel cluttered, which I appreciate. Processing speed can vary depending on the situation, and it’s not always instant, but it’s acceptable for regular use. Customer support isn’t the fastest, but it eventually resolves issues when they come up. Overall, it’s a workable payment solution for everyday needs, just not the most advanced or flexible option out there. It’s been mostly reliabe, even if there’s some room for improvement.